Since then, macroeconomic dynamics have worked its way to make an even truer "truism" true (awkward triple use of the same word intended):
If it's too good to be true, then it probably is.
Below are two articles explaining the shift in interest rates. Consumers might see mortgage rates rise.
This trend might continue, and the result will be higher mortgage rates. Mr. Market has an immune system and is reacting to the free-spending grand experiment of Keynesian economic theory.